Mekong Re - Casualty

Casualty Reinsurance

Insure Against Your Damages to Others

Casualty insurance covers a broad range of liabilities that can arise from unexpected events that cause injury or damage to people or property. Casualty insurance generally refers to losses or liabilities arising from unexpected events, excluding those covered by property insurance or life insurance. It typically includes coverage for liability, crime, cyber incidents, and other risks not specifically covered elsewhere.

Types of Casualty Coverage

In general, a casualty reinsurance policy can take into account the following terms:

General Liability Insurance

Covers businesses and individuals against claims for bodily injury or property damage caused to others.

Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, it covers professionals from claims of negligence or inadequate work.

Product Liability Insurance

Protects manufacturers, distributors, and retailers from claims related to products that cause harm or injury.

Workers’ Compensation Insurance

Provides benefits to employees who are injured or become ill in the course of their work.

Directors & Officers (D&O) Liability Insurance

Protects directors and officers from legal claims arising from decisions and actions they take on behalf of the company.

Cyber Liability Insurance

Covers costs related to data breaches and cyber-attacks, including liability for data loss or theft.

Employment Practices Liability Insurance (EPLI)

Protects against claims made by employees alleging discrimination, wrongful termination, or harassment.

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